Privacy Policy

Okifomjimninm C.A. (hereinafter, "the Company"), with tax domicile at Av. Francisco de Miranda, Torre Parque Cristal, Floor 12, Office 12-C, Los Palos Grandes, Caracas 1060, Venezuela, and registered under RIF J-50312847-9, is committed to protecting the privacy and personal data of all users who interact with our real estate crowdlending platform through the website okifomjimninm.com. This Privacy Policy describes in detail what information we collect, how we use it, with whom we share it, and what rights you have as a user in relation to your personal data. By using our services, you accept the practices described in this document.

We collect different categories of data depending on your interaction with our platform: Directly provided data: full name, email address, phone number, physical address, identity document (Venezuelan identity card or passport), banking information for transaction processing, and investment history. Automatically collected data: IP address, browser type and version, operating system, pages visited within our site, session duration, referral source, and approximate geolocation data. Device data: device model, unique identifiers, language settings, and time zone.

We use the collected information for the following purposes: Manage your account and verify your identity in accordance with anti-money laundering (AML) and know your customer (KYC) regulations in force in Venezuela. Process and manage your investments in real estate projects listed on the platform. Send you communications related to the status of your investments, project updates, and relevant notifications. Improve the functionality, security, and performance of our platform through aggregated usage analysis. Comply with legal, regulatory, and tax obligations before the competent Venezuelan authorities, including SUNAVAL and SENIAT. Prevent fraudulent activities and protect the integrity of the platform.

We do not sell, rent, or trade your personal data to third parties. However, we may share information in the following circumstances: With technology service providers who assist us in operating the platform (hosting, data analysis, payment processing), always under confidentiality agreements. With regulatory and government authorities when required by law or in compliance with a court order. With associated real estate developers, exclusively the information necessary to formalize your participation in a specific project. In the event of a merger, acquisition, or corporate restructuring, your data may be transferred to the successor entity under the same protection conditions.

We implement technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. These measures include encryption of data in transit using TLS 1.3 protocol, encryption of sensitive data at rest using AES-256 algorithms, role-based access controls for authorized personnel, periodic security audits conducted by independent firms, and intrusion detection and prevention systems. Despite our efforts, no data transmission or storage system is completely infallible. In the event of a security breach, we will notify affected users and competent authorities within the deadlines established by Venezuelan legislation.

As a user of Okifomjimninm, you have the following rights over your personal data: Right of access: You may request a copy of the personal data we hold about you. Right of rectification: You may request the correction of inaccurate or incomplete data. Right of erasure: You may request the deletion of your data, subject to legal retention obligations. Right of objection: You may object to the processing of your data for direct marketing purposes. Right to portability: You may request your data in a structured and commonly used format. To exercise any of these rights, send a request to privacidad@okifomjimninm.com. We will respond within 15 business days of receiving your request.

We retain your personal data for as long as necessary to fulfill the purposes described in this policy and in accordance with applicable legal obligations. Financial and investment history data is retained for a minimum of 10 years in accordance with SUNAVAL regulations and the Venezuelan Commercial Code. Once the retention period is fulfilled, the data is securely deleted or irreversibly anonymized.

We reserve the right to update this Privacy Policy periodically to reflect changes in our operational practices, legal requirements, or technological advances. Changes will be published on this page with the date of the last update. For substantial changes, we will send a notification to the email address associated with your account at least 30 days in advance.

If you have questions, comments, or concerns about this Privacy Policy or the handling of your personal data, you may contact our Data Protection Officer: Okifomjimninm C.A. Av. Francisco de Miranda, Torre Parque Cristal, Floor 12, Office 12-C Los Palos Grandes, Caracas 1060, Venezuela Email: privacidad@okifomjimninm.com Phone: +58 212 283 4567